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UAE money calculators · 2026 rules

Every UAE money question, worked out in dirhams.

Gratuity, mortgages, rent vs buy, loans, VAT and corporate tax. Built on the actual Labour Law, Central Bank and tax rules, with the sources on every page.

End-of-service gratuity

What you are owed when you leave a private-sector job, under the 2021 Labour Law.

basic ÷ 30 × 21 days × first 5 yrs

Mortgage and buying costs

Monthly payment, maximum loan and every Dubai fee you pay upfront.

4% DLD + 0.25% mortgage reg + 2% agent

Rent vs buy

Compare buying against renting and investing the difference, year by year.

equity after sale vs invested savings

Personal loan / EMI

Your monthly instalment, and what a flat rate really costs as a reducing rate.

flat 3% ≈ reducing 5.67% (4 yrs)

Car loan

Monthly payment on a car, with the 20% minimum down payment built in.

max 80% of car value, 60 months

VAT 5%

Add or remove 5% UAE VAT from any amount.

net × 1.05 = gross

Corporate tax

9% above AED 375,000, and whether Small Business Relief makes it zero.

9% × (taxable − 375,000)